Dice the onion and red bell pepper. Sauté on medium heat until onions and peppers are softened and translucent (approx. 5–7 minutes).
Add the garlic and cook 1–2 more minutes, stirring constantly.
Add the rice, stirring for 60 seconds to toast it.
Add the tomato sauce, beans (including liquid), and the spices. Stir for several minutes until most of the liquid is absorbed (but not dried out).
**If using a rice cooker:** Transfer mixture to the rice cooker, add chicken bullion and chicken stock. Set to white rice setting and cook.
**If cooking on the stovetop:** Continue cooking in the pan, stirring frequently, until the liquid is absorbed (approx. 15 min).